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How to deal with a personal guarantee in buy-to-let mortgage applications

How to deal with a personal guarantee in buy-to-let mortgage applications

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Landlords are coming under increasing financial pressure given as reports of a 41% increase [i] in buy-to-let mortgage arrears and a 7% growth [ii] in buy-to-let mortgaged properties taken into possession have emerged.

Scotland consults on radical plans for rent controls, pets and evictions

Scotland consults on radical plans for rent controls, pets and evictions

News

Landlords in Scotland can have their say on radical PRS reforms that would bring in rent controls, delay evictions and allow tenants to have pets.

Labour’s planned inheritance tax raid on businesses

Labour’s planned inheritance tax raid on businesses

News

Labour is planning a “devastating” multi-billion pound inheritance tax raid, which could affect family businesses and in particular farming families.

Gove promises Renters (Reform) Bill progress 'before Christmas'

Gove promises Renters (Reform) Bill progress 'before Christmas'

News

Michael Gove has confirmed that the Renters (Reform) Bill is to get its second reading within the next three months, scotching hopes among some landlords that the legislation might have been kicked into the long grass.

Official and updated ‘How to Rent’ guide published

Official and updated ‘How to Rent’ guide published

Information

The government has published its latest and legally required How to Rent guide with details on the new Housing Loss Prevention Service.

TV star says pay-as-you-go energy tenants must be urged to fit smart meters

TV star says pay-as-you-go energy tenants must be urged to fit smart meters

News

TV star Paul Shamplina has called on landlords to urge tenants using pay-as-you-go (PAYG) energy services to fit smart meters.

'Landlords aren’t abandoning buy-to-let'

'Landlords aren’t abandoning buy-to-let'

News

High interest rates not forcing landlords to leave the private rented sector as some have claimed says Tom Entwistle

LibDems reveal landlord crackdown in 'manifesto'

LibDems reveal landlord crackdown in 'manifesto'

News

The Liberal Democrats have vowed to address the power imbalance between tenants and landlords by introducing national licensing and standards, longer tenancies, rent smoothing and empowered councils.

Tenant bags £5,000 after reporting landlord' failures

Tenant bags £5,000 after reporting landlord' failures

News

An elderly landlord’s long-standing failure to carry out roof repairs has resulted in a £5,000 win for his long-standing tenant.

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Where landlords can find bargains with a £50K budget

Where landlords can find bargains with a £50K budget

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News
Podcast
Opinion
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Wales and the North East are the best areas for hard-hit buy-to-let investors looking for above-inflation returns.

Agents report slightly improved picture for tenants

Agents report slightly improved picture for tenants

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News
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Opinion
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Information

The average number of available rental properties at letting agencies jumped to a two-year high last November.

It's time to get ahead of game

It's time to get ahead of game

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News
Podcast
Opinion
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With the new year now upon us there’s no better time for landlords to start preparing for the wide-ranging legislation change on the cards for 2025.

TikTok video about looming landlord pets rules goes viral

TikTok video about looming landlord pets rules goes viral

News
News
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Opinion
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A TikTok video on upcoming rules around tenants’ ability to keep pets has garnered more than two million views.

Letting agent slams Shelter over 'headline grabbing' eviction claims

Letting agent slams Shelter over 'headline grabbing' eviction claims

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News
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A letting agent has slammed Shelter’s campaign to highlight Section 21 eviction cases as “absurd sensationalism”.

Labour MP declares war on 'too many' HMOs

Labour MP declares war on 'too many' HMOs

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News
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Opinion
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A campaigning MP has helped her constituents get every new HMO application thrown out in the last three years.

Thinktank reveal unusual solution to renting 'crisis'

Thinktank reveal unusual solution to renting 'crisis'

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News
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The landlord exodus is a once-in-a-generation opportunity for councils to buy up properties and restore what was lost under Right to Buy, according to a campaigning think-tank.

Renting reforms to move forward on 14th January

Renting reforms to move forward on 14th January

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News
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The Renters’ Rights Bill is to get its latest airing in just under two weeks' time ahead of moving to the Lords.

Landlords to pay double stamp duty in April

Landlords to pay double stamp duty in April

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News
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Information

Stamp duty bills will almost double from £8,452 to £16,190 in April, an increase likely to spark higher rental costs as landlords attempt to recoup costs.

Notorious landlord to pay staggering £480,000 fine over damp HMO

Notorious landlord to pay staggering £480,000 fine over damp HMO

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News
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A notorious rogue landlord and his property management company have been handed a staggering £480,000 fine for renting out an HMO so damp that mushrooms were growing on the upper floors.

Property market 'past peak pain' but values still down 7% in 12 months

Property market 'past peak pain' but values still down 7% in 12 months

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News
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Opinion
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The UK’s housing market is past ‘peak pain’ after a rollercoaster 12 months and is forecast to grow by 17.9% – equivalent to a £45,521 gain on the average home – within five years.

Airbnb 'irresponsible' for encouraging tenants to sublet rented homes

Airbnb 'irresponsible' for encouraging tenants to sublet rented homes

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News
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A legal expert has warned that landlords face prosecution for running illegal HMOs if tenants follow Airbnb’s suggestion that they sub-let their homes.

Landlords WILL get eviction certainy from reform Bill, King tells MPs

Landlords WILL get eviction certainy from reform Bill, King tells MPs

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News
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King Charles has heralded the government’s commitment to the Renters Reform Bill in his first King’s speech as monarch.

'Short-lets offer returns of up to five times traditional rents'

'Short-lets offer returns of up to five times traditional rents'

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News
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Opinion
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Information

Homes bought by landlords to rent out via short-let contracts create gross returns of between 12% and 20%, an estate agency has claimed.

The Section 21 Ban, will it progress?

The Section 21 Ban, will it progress?

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News
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Opinion
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Information

Will the Renters (Reform) Bill progress and ban Section 21, despite mounting opposition from Conservative back-benchers?

Landlord fined thousands AGAIN for same offence in same building

Landlord fined thousands AGAIN for same offence in same building

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News
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A rogue landlord firm has been handed a £18,300 fine for letting out an unsafe, unlicensed property - only three months after being fined for the same offence in the same building.

Concern mounts over Government's 'weak' leasehold reforms

Concern mounts over Government's 'weak' leasehold reforms

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News
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Information

New leasehold reform legislation faces tough scrutiny from MPs and leasehold groups who are frustrated by an expectation that it will only cover houses, not flats.

Goverment tax grab on landlords prompts a third to go 'limited'

Goverment tax grab on landlords prompts a third to go 'limited'

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News
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Information

A third of landlords who own rental property in their personal name plan to incorporate their portfolio into a limited company structure within the next three years, according to Paragon Bank.

Landlord to pay £8,000 after ignoring 'shed with bed' prohibition order

Landlord to pay £8,000 after ignoring 'shed with bed' prohibition order

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News
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Information

Rogue landlords who assume they can convert outbuildings into ‘sheds with beds’ have been reminded of the likely fines they will face following a shocking case in Hertfordshire.

LATEST: Renting reforms to be within tomorrow's King's Speech

LATEST: Renting reforms to be within tomorrow's King's Speech

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News
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Information

The Prime Minister has confirmed that the Renters Reform Bill will be carried over to the next Parliament, as part of this week’s King’s Speech.

Subletting by tenants on Airbnb now 'growing problem' says NRLA

Subletting by tenants on Airbnb now 'growing problem' says NRLA

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News
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Information

The National Landlords Association (NRLA) has backed claims that the buy-to-let sector faces a significant subletting epidemic following an investigation by a national newspaper.

Can the leasehold system in England be easily changed?

Can the leasehold system in England be easily changed?

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News
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Information

Plans to phase out leaseholds, a reform is to feature in the King’s Speech on 7 November

Landlord's 'sham' defence fails to avoid licensing fine

Landlord's 'sham' defence fails to avoid licensing fine

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News
Podcast
Opinion
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Information

A professional landlord who tried to dodge responsibility for his HMO has been ordered to pay two former tenants more than £10,000.

Edinburgh housing services at breaking point

Edinburgh housing services at breaking point

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News
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Edinburgh councillors have declared a housing emergency in a bid to force Holyrood to boost funding.

Welsh tenants see bigger annual rent rise

Welsh tenants see bigger annual rent rise

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News
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Information

Private tenants in England were most likely to face a rent hike in the last year, while tenants in Wales saw a larger average increase.

Extra landlords boost property income tax pot

Extra landlords boost property income tax pot

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News
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Information

Average income from UK property remained relatively stable at about £16,700 between 2017/18 and 2021/22, according to the latest HMRC data.

Why it's smart to keep track of energy use

Why it's smart to keep track of energy use

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News
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Encouraging tenants to fit a smart meter should be a top priority for landlords as a way to help them stay debt-free, according to one energy expert.

Landlord and Tenant Act 1954

Landlord and Tenant Act 1954

Information
News
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Information

Anyone investing in commercial property, from small retail shops to offices and workshops should have an understanding of this legislation - the Landlord and Tenant Act 1954

Court rejects challenge to Scottish rent controls

Court rejects challenge to Scottish rent controls

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News
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Scottish landlords have vowed to fight on after losing a judicial review of legislation that introduced a contentious rent freeze and eviction ban.

Landlords and homeowners face similar retrofit challenge

Landlords and homeowners face similar retrofit challenge

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News
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Information

EPC ratings in the PRS don’t appear to be markedly different to those in owner-occupied homes, according to Office for National Statistics data.

Student accommodation facing 'unprecendented problems' warns expert

Student accommodation facing 'unprecendented problems' warns expert

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News
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Information

The student rental market faces a bleak future unless urgent action is taken to support landlords and make providing rental homes a more attractive proposition.

'Join us don't fight us' landlord leader tells campaigners

'Join us don't fight us' landlord leader tells campaigners

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News
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Information

The NRLA has reached out to leading members of the Renters Reform Coalition to find common ground on key issues.

Insurance costs set to drop for leasehold properties

Insurance costs set to drop for leasehold properties

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News
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Opinion
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Information

A pledge by insurance brokers could mean owners of flats in buildings with identified fire safety issues see significantly lower insurance premiums.

Landlord handed £18,000 fine for banning order breach

Landlord handed £18,000 fine for banning order breach

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News
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Opinion
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Information

A rogue landlord has avoided serving jail time, despite breaching a banning order and being found guilty of harassment.